Solventis

Wealth M. How to manage?

Solventis Gestión

When designing an investment portfolio our objective is to create a tailor made product for each of our clients, searching for maximum profitability according to their risk profiles.

The design process of an investment portfolio for our clients includes the following steps:

  1. Definition of the Client's Risk Profile
    We define the client's risk profile based on factors such as the investment's time horizon, the client's saving capacity, analysis of future capital requirements, level of market risk tolerance, etc.
  2. Asset Allocation
    At this initial stage we decide on the asset distribution that best adapts to the client's risk profile. This is one of the most important processes when designing the portfolio. The risk profiles are designed using the VaR (Value at Risk) methods.
  3. Asset selection
    Once the client's risk profile has been defined, we select the assets we consider most appropriate to maximize the investment's profitability according to the risk assumed. The choice of assets is decided by the Solventis Investment Committee using fundamental and quantitative analyses.
  4. Portfolio Proposal
    We finally design a bespoke portfolio for each client. This portfolio will be actively managed on an on-going basis by our management team.

Portfolio Profiles:
Solventis has outlines of its client investment portfolios according to the risk involved. These portfolios, revised regularly by the Investment Committee, are structured as follows according to the client's time horizon and risk tolerance:

Money Market     Alternative         Fixed Income        Non-Fixed Income  
Capital Preservation 30% - 70% 0% 30% - 60% 0% - 10%
Conservative 30% - 60% 0% - 10% 30% - 60% 0% - 20%
Moderate 10% - 40% 0% - 15% 30% - 60% 10% - 40%
Risky 10% - 30% 0% - 20% 10% - 40% 30% - 70%
Very Risky 0% - 20% 0% - 20% 0% - 20% 50% - 100%

 
Comité de Inversión:

Solventis has an Investment Committee that establishes all the investment policies and supervises all the investment decisions adopted in respect with the managed or advised portfolios. This committee holds weekly meetings in order to analyse the following aspects:

1. Analysis of the macro-economic environment and capital markets.

2. Revision of portfolios and their risk profiles.

3. Selection of portfolio assets and Investment Fund baskets.

4. Control procedures.